Budgets and I have a love-hate relationship.  I find anything having to do with numbers difficult, and this nightmare never ceases. The current budget situation is an upcoming decrease of income which means I must continue my struggle for a budget that works and seek new income streams. Goal #1 has been met. One credit card is empty, not being used, and set aside in the file for “emergencies”. The truth is I intend to never use it again. Goal #2 has been met, with great effort. My credit card is empty, but not yet retired. The retirement will be … Continue reading